Insurance Services in Charlotte, NC

Finding the right insurance shouldn’t be overwhelming. In a growing city like Charlotte—where families, professionals, and retirees all have unique coverage needs—having the right protection in place can make all the difference. From health and life insurance to Medicare and supplemental coverage, our goal is to help you secure plans that protect your well-being, safeguard your finances, and give you confidence for the future.

At Foxworth Insurance Agency, we offer personalized insurance guidance for individuals, families, and seniors throughout Charlotte, NC. Whether you’re exploring Affordable Care Act (ACA) health plans, seeking supplemental protection, or reviewing your long-term coverage options, we simplify the process and help you make informed decisions.

Our mission is to ensure you understand your benefits, stay aware of important enrollment periods, and feel confident in the coverage you choose. With the right support, managing insurance becomes easier—and far more effective—in meeting your needs.

Why Professional Insurance Guidance Matters

Insurance can be complex, especially with frequent changes in regulations, varying premiums, and multiple policy options. Without proper guidance, it’s easy to select coverage that costs more than expected or doesn’t fully protect you.

That’s where we come in.

Our Charlotte-based team helps you:

Compare plans side by side

Identify available savings or subsidies

Understand deductibles, networks, benefits, and exclusions

Choose coverage tailored to your lifestyle and financial goals

With experienced, personalized support, you can avoid costly mistakes and secure coverage that truly works for you.

WHAT WE OFFER

Life Insurance

Protect your family’s future with flexible life insurance solutions tailored to your needs. Whether you want affordable term coverage, lifelong protection, cash value growth, or final expense support, we help you choose the right plan with confidence and clarity.

Medicare

We help you navigate Medicare with clear guidance and coverage options tailored to your health needs. From choosing the right plan to understanding your benefits, our goal is to make the process simple so you can access the quality care and protection you deserve.

ACA / Health Insurance

We provide guidance and support to help you find health plans that fit your needs and budget through the Affordable Care Act. Whether you need coverage for yourself or your family, we make it easier to compare options, understand your benefits, and enroll with confidence.

Accident Coverage

Accident coverage provides financial protection when unexpected injuries happen, helping you manage medical bills and out-of-pocket costs. We help you choose a plan that supports you during life’s sudden moments so you can focus on recovery, not expenses.

Vision & Dental

Our vision and dental plans help you stay on top of essential care with coverage for routine checkups, treatments, and preventive services. We guide you toward affordable options that keep your eyes and smile healthy year-round. At Foxworth Insurance Agency you will get this.

Critical Illness Coverage

Critical illness coverage provides financial support when facing serious health conditions like cancer, heart attack, or stroke. These plans help ease the burden of medical costs so you can focus on getting the care you need during life’s most challenging moments.

Hospital Indemnity

Hospital indemnity plans offer added financial protection by paying cash benefits for hospital stays and related expenses. This coverage helps reduce unexpected out-of-pocket costs so you can focus on recovery with greater peace of mind.

Veterans Plans

We offer additional health and supplemental coverage options designed to support veterans beyond their standard benefits. Our goal is to help you access the extra protection and resources you need for a healthier, more secure future. At Foxworth Insurance Agency you will get.

Get Personalized Insurance Support in Charlotte, NC

Whether you're enrolling for the first time, renewing your coverage, or exploring new insurance options, professional guidance can make all the difference. We take the time to understand your needs and recommend plans that provide dependable, affordable protection.

Frequently  Ask Question

What types of insurance services do you offer in Charlotte, NC?

We provide a wide range of coverage options, including ACA health insurance, Medicare plans, life insurance, accident coverage, critical illness protection, vision & dental plans, hospital indemnity, and veterans supplemental plans.

How do I know which insurance plan is right for me?

Our team reviews your health needs, budget, and long-term goals to recommend plans that offer the best coverage for your situation. We simplify the comparison process so you can choose confidently.

Can you help me determine if I qualify for ACA subsidies?

Yes. We evaluate your household size, income, and eligibility to determine whether you qualify for premium tax credits or cost-sharing reductions that can significantly lower your monthly costs.

Do you offer in-person or virtual consultations in Charlotte?

We offer both. You can meet with us in person or schedule a phone or virtual consultation—whichever is most convenient for you.

Is there a cost for your insurance guidance or enrollment assistance?

No. Our services come at no additional cost to you. We help you review, compare, and enroll in plans without any consultation fees.

Can I change my insurance plan later if my needs change? 

In many cases, yes. Certain plans can be changed during Open Enrollment, Medicare Annual Election periods, or after qualifying life events. We guide you through the timing and eligibility requirements so you always stay protected.