Foxworth Insurance Agency is an independent, locally-owned insurance agency in Charlotte, NC, helping seniors, families, and veterans compare Medicare, life, and health coverage from multiple carriers. Because we’re independent, our advice is built around you — not one insurance company. Your first consultation is free, with no pressure and no obligation
Free consultation · No obligation
Welcome to Foxworth Insurance Agency
You’ll work with a real person not a call center. Willnette Foxworth founded Foxworth Insurance Agency to give Carolina families a calmer, clearer path through insurance. Licensed in NC, SC, and VA, she compares multiple carriers so the recommendation fits your life, your doctors, and your budget then stays with you long after the policy is issued.
Foxworth Insurance Agency is a trusted Charlotte, NC insurance agency helping individuals, families, business owners and veterans navigate life insurance, health insurance, Medicare, and supplemental veterans coverage with clarity and confidence. As an independent insurance broker in North Carolina, South Carolina, and Virginia, our mission is to protect both your health and your financial future with personalized insurance solutions that evolve with your needs.
Insurance Services in NC, SC & VA
Cash benefits for hospital stays to help cover unexpected medical costs.
How we work
FAQ
Choose a plan by evaluating your healthcare needs, preferred providers, budget, and prescription drug coverage. Our team can help guide you through the entire process.
Yes. For seniors not yet 65, we offer individual health insurance plans, ACA plans, short-term medical plans, life insurance, final expense policies, and other coverage options until they transition into Medicare.
Yes. We offer supplemental health plans and additional benefits designed specifically to support veterans. These plans are structured to work alongside VA healthcare to help fill coverage gaps.
Yes. We review your existing Medicare plans, life insurance policies, ACA health coverage, or supplemental benefits to ensure they still meet your needs. If a better option is available, we’ll help you make a smooth transition at no extra cost.
You can contact us by phone at 980-689-0662, by email at willnette@foxworthinsuranceagency.com, or through our contact form. We are proud to serve as a trusted Charlotte, NC insurance agency for clients across the Carolinas.
Working with a licensed life insurance agent or broker in North Carolina gives you access to personalized guidance, local expertise, and plan options aligned with your financial goals, family needs, and state-specific regulations.
Testimonials
“I can’t say enough good things about working with Willnette Foxworth. She truly went above and beyond to help me find the best dental, vision, and hearing insurance through Humana and even specialized cancer insurance through GTL. Willnette took the time to listen, explain my options clearly, and make sure I understood what I was choosing — never rushed, never pushy. It was clear she genuinely cared about finding the right coverage for me, not just selling a plan.
“Ms. Foxworth at Foxworth Insurance Agency was absolutely amazing to work with! She helped me find the perfect short-term health care plan through GTL and made the entire process simple and stress-free. She took the time to explain my options clearly, answered all of my questions, and made sure I felt confident in my coverage. Her professionalism, knowledge, and genuine care really stood out. I highly recommend Ms. Foxworth and Foxworth Insurance Agency to anyone looking for help.”
“I recently worked with Foxworth Insurance Agency in Charlotte, NC, and I couldn’t be happier with the experience. Owner Willnette made choosing life insurance straightforward and stress-free. She took the time to understand my unique situation and helped me select a policy that truly protects my family. What sets Willnette apart is her knowledge, professionalism, and genuine care for her clients. If you’re in Charlotte and need life insurance, I highly recommend Foxworth Insurance Agency.”
“I attended a Medicare and Medicaid presentation given by Willnette Foxworth. It was extremely informative. She also answered questions concerning life insurance. I was referred to her by friends. I would highly recommend her if you’re needing an agent to navigate the complexities of your health and life insurance needs. She knows her stuff and is such a pleasure to work with. I highly recommend Foxworth Insurance Agency.”
Why Use an Independent Broker?
When you work with Foxworth Insurance Agency, you’re not tied to just one insurance company. As an independent broker, we represent multiple highly rated carriers, allowing us to compare options and find the coverage that truly fits your needs and budget.
From the Blog
Learn essential financial planning strategies for retirees in Mooresville, NC in 2026, focusing on managing Medicare costs, reviewing life insurance, and budgeting for healthcare expenses.
Learn about short-term health coverage in North Carolina for 2026, including typical coverage, exclusions, and when these plans help bridge insurance gaps.
Discover how critical illness insurance supports North Carolina workers with lump-sum payouts triggered by serious diagnoses and how it differs from traditional health insurance.
Covergage
Local availability and timing can also matter. Clients often compare options first in Charlotte, NC, then review similar questions for households in Huntersville, NC, Concord, NC, and Gastonia, NC. South Carolina families can start with Charleston, SC or Columbia, SC and then schedule a personal review when the county, carrier, or enrollment period changes the answer.
STAY AHEAD OF THE DEADLINES
Download the 2026 Free guide and get occasional updates on deadlines and plan changes.
Trusted insurance guidance for life, health, Medicare, and more — helping you protect what matters most.
Charlotte, NC
Serving Charlotte and the Carolinas
Mon – Fri: 9:00 AM – 5:00 PM
Sat – Sun: Closed
(weekend hours by appointment)
Asheville, NC
Cary, NC
Charlotte, NC
Concord, NC
Durham, NC
Fayetteville, NC
Gastonia, NC
Charleston, SC
Columbia, SC
Florence, SC
Goose Creek, SC
Greenville, SC
Greer, SC
Lancaster, SC
Alexandria, VA
Arlington, VA
Charlottesville, VA
Chesapeake, VA
Fairfax, VA
Fredericksburg, VA
Hampton, VA
