Insurance Services in Durham, NC

Having reliable insurance coverage is one of the most important steps you can take to protect your health, finances, and long-term security. In a vibrant city like Durham—home to students, families, professionals, and retirees—your insurance needs can vary greatly. Whether you’re seeking health insurance, Medicare support, life insurance, or supplemental protection, we make the process simple, clear, and stress-free.
At Foxworth Insurance Agency, we proudly serve individuals and families throughout Durham, NC with personalized insurance guidance tailored to your goals and budget. From Affordable Care Act (ACA) plans to critical illness and accident coverage, our mission is to help you secure coverage that keeps you protected today and prepared for tomorrow.
We ensure you understand your options, stay aware of important enrollment dates, and feel confident in the plan you choose. With trusted support, navigating insurance becomes easier—and far more effective—in meeting your needs.

Why Insurance Guidance Matters

Insurance is constantly changing—new options, shifting premiums, updated rules, and different networks. Choosing a plan without expert guidance can result in unnecessary costs or gaps in coverage.
Our Durham-based team helps you:
Compare and evaluate plan options
Understand benefits, networks, and out-of-pocket costs
Identify subsidies or financial assistance
Select plans tailored to your lifestyle and budget
We simplify the entire process so you can make informed decisions with clarity and confidence.

WHAT WE OFFER

Life Insurance

Protect your family’s future with flexible life insurance solutions tailored to your needs. Whether you want affordable term coverage, lifelong protection, cash value growth, or final expense support, we help you choose the right plan with confidence and clarity.

Medicare

We help you navigate Medicare with clear guidance and coverage options tailored to your health needs. From choosing the right plan to understanding your benefits, our goal is to make the process simple so you can access the quality care and protection you deserve.

ACA / Health Insurance

We provide guidance and support to help you find health plans that fit your needs and budget through the Affordable Care Act. Whether you need coverage for yourself or your family, we make it easier to compare options, understand your benefits, and enroll with confidence.

Accident Coverage

Accident coverage provides financial protection when unexpected injuries happen, helping you manage medical bills and out-of-pocket costs. We help you choose a plan that supports you during life’s sudden moments so you can focus on recovery, not expenses.

Vision & Dental

Our vision and dental plans help you stay on top of essential care with coverage for routine checkups, treatments, and preventive services. We guide you toward affordable options that keep your eyes and smile healthy year-round. At Foxworth Insurance Agency you will get this.

Critical Illness Coverage

Critical illness coverage provides financial support when facing serious health conditions like cancer, heart attack, or stroke. These plans help ease the burden of medical costs so you can focus on getting the care you need during life’s most challenging moments.

Hospital Indemnity

Hospital indemnity plans offer added financial protection by paying cash benefits for hospital stays and related expenses. This coverage helps reduce unexpected out-of-pocket costs so you can focus on recovery with greater peace of mind.

Veterans Plans

We offer additional health and supplemental coverage options designed to support veterans beyond their standard benefits. Our goal is to help you access the extra protection and resources you need for a healthier, more secure future. At Foxworth Insurance Agency you will get.

Get Personalized Insurance Support in Durham, NC

Whether you’re enrolling for the first time, renewing coverage, or exploring new insurance options, professional guidance can make a meaningful difference. We take the time to understand your needs and recommend plans that provide dependable, affordable protection.

Frequently  Ask Question

What types of insurance services do you offer in Durham, NC?

We provide ACA health insurance, Medicare plans, life insurance, accident coverage, critical illness protection, hospital indemnity, vision & dental plans, and veterans supplemental coverage.

Can you help me compare insurance plans?

Yes. We review your needs, health concerns, and budget to help you compare benefits, premiums, and coverage levels for each plan.

Do you help determine ACA subsidy eligibility?

Absolutely. We assess your household income and eligibility requirements to help determine whether you qualify for subsidies or cost-sharing reductions.

Do you offer virtual consultations for Durham residents?

Yes. You can schedule an in-person, phone, or virtual consultation based on your preference.

Do you charge for your insurance guidance?

No. Our consultation and enrollment support services are free.

Can I change my insurance plan during the year?

Yes, if you experience a qualifying life event or during designated enrollment periods. We guide you through timing and eligibility to ensure your coverage stays up to date.