Medicare Supplement Plans (Medigap) are designed to protect you from unexpected healthcare costs that Original Medicare doesn’t fully cover. For many seniors, these plans bring peace of mind by reducing or eliminating out-of-pocket expenses such as deductibles, copayments, and coinsurance. With Medigap, you can enjoy predictable costs and greater freedom when choosing doctors—without worrying about surprise medical bills.
Unlike Medicare Advantage, Medicare Supplement Plans (Medigap) work alongside Original Medicare. You keep all your Medicare benefits, but your Medigap plan fills the gaps left behind. This makes it a strong choice for individuals who want flexibility, stability, and high-quality coverage that can be used anywhere Medicare is accepted.
At Foxworth Insurance Agency, we help you compare plans, understand differences between Medigap letters (A–N), and choose the one that supports your long-term health and financial needs.

Medicare Supplement Plans (Medigap) are standardized insurance policies sold by private companies to cover costs not paid by Original Medicare. These include deductibles, copays, and coinsurance for hospital and medical services. Because Medigap works with Medicare—not instead of it—you can visit any doctor or hospital in the United States that accepts Medicare.
There are multiple Medigap plan types, each represented by a letter, and each offering different levels of coverage. Plans like G and N are among the most popular because they strike a balance between affordability and strong financial protection.