Medicare
Understanding Medicare can feel overwhelming, especially with so many options, rules, and coverage levels to consider. Choosing the right plan is important because it affects your access to care, your monthly costs, and your long-term health protection. At Foxworth Insurance Agency, we simplify the process by offering clear guidance and personalized recommendations so you can make confident decisions about your healthcare coverage.
Medicare offers several types of plans, each built to support different needs. Whether you want an all-in-one Medicare Advantage plan, supplemental coverage to reduce out-of-pocket costs, prescription drug protection, or step-by-step enrollment support, we are here to help. Our goal is to ensure you understand what each option provides and how it fits into your overall health and financial goals.
The right Medicare plan can improve your access to quality care, lower your expenses, and provide peace of mind as you move through different stages of life. With expert guidance, the process becomes simpler, faster, and more tailored to your needs.
Our Medicare Services
Medicare Advantage Plans
These plans provide an all-in-one alternative to Original Medicare, often including extra benefits such as prescription coverage, dental, vision, and wellness programs.
Medicare Supplement Plans
Also known as Medigap, these plans help pay for the costs Original Medicare does not cover, such as deductibles, copayments, and coinsurance.
Medicare Prescription Drug Plans
Part D coverage helps reduce the cost of medications and ensures you have access to the prescriptions you need.
Medicare Enrollment Assistance
We guide you through eligibility, enrollment periods, and plan selection to help you avoid mistakes and ensure timely coverage.
Why Medicare Guidance Matters?
Medicare can be complex, and choosing the wrong plan can lead to higher costs, limited coverage, or denied services. With professional guidance, you can compare benefits, avoid penalties, understand your options, and select a plan that truly supports your health needs. We make the process simple by explaining your options clearly and helping you choose with confidence.
Get Personalized Medicare Support
Whether you are new to Medicare, reviewing your coverage, or exploring additional benefits, expert advice can make the process significantly easier. We take the time to understand your healthcare needs and help you choose the coverage that supports long-term health and financial stability.
Take control of your Medicare choices today.
Contact us to schedule your personalized consultation.
Frequently Ask Question
What is the difference between Medicare Advantage and Original Medicare?
Original Medicare includes Part A and Part B. Medicare Advantage (Part C) provides all Original Medicare benefits in one plan and often includes additional services such as dental, vision, and prescription coverage.
Do I need a Medicare Supplement plan?
A Medicare Supplement plan can help cover out-of-pocket expenses that Original Medicare does not pay. It is ideal for individuals who want predictable costs and fewer unexpected medical bills.
When can I enroll in Medicare?
Most people enroll during their Initial Enrollment Period, which begins three months before turning 65. Additional enrollment periods exist for specific circumstances.
Do Medicare Advantage plans include prescription coverage?
Many Medicare Advantage plans include prescription drug coverage, but not all. It is important to review each plan’s details before enrolling.
What does Part D cover?
Medicare Part D covers prescription medications, helping reduce drug costs and protect against high expenses for long-term medications.
Is assistance available if I am unsure which plan to choose?
Yes. We provide one-on-one consultation to help you compare plans, understand the costs, and choose the coverage that fits your healthcare needs.
Can I change my Medicare plan?
Yes. You can make changes during the Annual Enrollment Period, Open Enrollment for Medicare Advantage, and other special enrollment opportunities.