ACA / Health Insurance

Health insurance plays a central role in protecting your well-being and financial stability. With rising healthcare costs, having the right coverage can make a significant difference in your access to care and your monthly expenses. Whether you are looking for an ACA marketplace plan, family coverage, or a short-term solution, we guide you through your options so you can choose with clarity and confidence.

ACA health plans offer essential benefits, lower out-of-pocket costs for eligible individuals, and access to subsidies that make coverage more affordable. For those who need flexible or temporary protection, individual, family, and short-term health plans provide alternatives that can be tailored to your unique situation. At Foxworth Insurance Agency, we explain your choices in simple terms and help you select coverage that supports both your health and your budget.

Our goal is to ensure you understand your benefits, know your enrollment windows, and feel confident in the plan you choose. With the right guidance, health insurance becomes easier to manage and far more effective in meeting your needs.

Our ACA and Health Insurance Services


Affordable Care Act Health Plans


Marketplace plans that include essential health benefits, preventive care, and the potential for income-based subsidies.



Family & Individual Health Insurance


Coverage designed for individuals, couples, and families who need protection outside the ACA marketplace or prefer custom plan options.



Short-Term Health Insurance


Flexible, temporary coverage that helps bridge gaps when you are between jobs, waiting for employer benefits, or needing immediate protection.


Why Health Insurance Guidance Matters

Health insurance can be complicated, especially with changing regulations, varying deductibles, and multiple coverage tiers. Without the right support, it is easy to choose a plan that does not fully meet your needs or costs more than necessary. Our team helps you compare plans, understand eligibility for subsidies, and evaluate benefits so you can make informed decisions.

Get Personalized Health Insurance Support

Whether you are enrolling for the first time, renewing your coverage, or exploring new options, professional guidance can help you secure a plan that fits your lifestyle and budget. We take the time to understand your health needs and recommend the coverage that makes the most sense for you.
Start your journey to better, more affordable health coverage today.
Contact us to schedule your personalized consultation.

Frequently  Ask Question

What does an ACA plan cover?

ACA marketplace plans include essential health benefits such as doctor visits, preventive care, emergency services, prescriptions, maternity care, and mental health coverage.

Can I get financial assistance for an ACA plan?

Many individuals qualify for subsidies based on income, which can significantly reduce monthly premiums. We help determine your eligibility during the review process.

What is the difference between ACA plans and private health insurance?

ACA plans must follow federal guidelines and offer essential benefits. Private or off-marketplace plans may offer more flexible options but do not always include subsidies or the same standardized coverage.

When can I enroll in ACA coverage?

Short-term plans are best for individuals who need temporary coverage due to job transitions, waiting periods, or other short-term gaps. They are not a replacement for comprehensive coverage.

Do individual or family plans cover pre-existing conditions?

ACA plans do, but short-term plans may not. It is important to review options carefully to make sure your medical needs are covered.

Can I change my plan later?

Yes. You can switch plans during open enrollment or when you qualify for a Special Enrollment Period.