Hospital Indemnity Plans are designed to provide financial protection when hospitalization occurs. Unlike traditional health insurance, these plans pay a fixed cash benefit directly to you for covered hospital stays, helping offset costs such as deductibles, copayments, and other out-of-pocket expenses. For many families and individuals, Hospital Indemnity coverage offers peace of mind and a safety net during unexpected medical events.
These plans are especially helpful for individuals with high-deductible health insurance, self-employed workers, or anyone concerned about the financial impact of hospital stays. By providing cash benefits for each day of hospitalization, Hospital Indemnity Plans allow you to focus on recovery without worrying about medical bills piling up. At Foxworth Insurance Agency, we help you select a plan that fits your healthcare needs, lifestyle, and budget.

Hospital Indemnity Plans are supplemental insurance policies that provide cash benefits when you are admitted to the hospital for a covered illness or injury. These benefits can be used for any purpose—medical bills, transportation, household expenses, or daily living costs—giving you flexibility and control during recovery.
Coverage typically includes inpatient hospitalization, intensive care unit (ICU) stays, and sometimes additional support for outpatient procedures or follow-up care. Because the benefits are paid directly to you, you can use them however you see fit.